Rausch Sturm Israel Enerson & Hornik LLP specializes in debt collection. If you have an obligation with lenders, student loans, commercial lenders, banks, credit card issues, telecommunications, you will continue hearing from them until you pay off your debt with them.
However, Rausch Sturm can probably pursue you for other people’s debt, old debt, or statute of limitations expired. Thus, you need to follow the following essential steps to get Rausch Sturm off your credit report, whether you’re a full-time college student or a 9-5 worker.
Take No Responsibility
First and foremost, accept no responsibility for the debt, until it is absolutely proven to be yours, valid and collectible. Collection agencies make mistakes and you could wind up paying a debt you don’t owe. Always get the debt verified first.
Since Rausch Sturm may be accusing you of other people’s debt or bad debt, you should verify the debt information first. According to the Fair Debt Collection Practices Act, it is your right to request the debt collector to confirm if the debt belongs to you before paying.
If the information is wrong or you confirm the debt was not yours, you have the right to file a dispute and have the debt removed without any payment.
In addition, if you paid the debt, you have the right to ask Rausch Sturm for a goodwill deletion. The debt collector agrees to end reporting your debt to major credit bureaus through the goodwill deletion.
Get everything in writing.
It’s important to note that, as you deal with Rausch Sturm, ensure everything is in writing. Some debt collectors may harass you via the phone. So, make sure you make or receive any communication via the mail. In addition, if they insist on calling you, let them know that you can file a complaint with the Consumer Financial Protection Bureau.
Make a Pay-For-Delete Agreement
If you haven’t paid the debt, you need to pay for a delete agreement. In exchange for payment for the debt, Rausch Sturm agrees to delete their collection entry from your credit report.
Delete deals begin by paying off half of the debt and making a compromise that favors both of you. The arrangement should be in writing to ensure you are safe from the collectors refusing to delete your report. In this agreement, you can agree to be paying the remaining debt monthly for a given period.
You should also know that they must delete your file and account before paying the first installment. Check out this page to learn more about Rausch Sturm and how to deal with them.
Hire a Professional if still in the struggle
If you are still struggling with report deletion, you should work with a credit repair company. Working with a reliable credit repair company will allow you to continue with other endeavors as they negotiate with Rausch Sturm to return the health of your credit score. In addition to removing the debt report with Rausch Sturm, the credit repair company can also help remove other negative remarks from your credit report.
Additionally, working with a professional will keep you off from direct communication with Rausch Sturm; therefore, no harassment.
Rausch Sturm Complaints
If you find yourself under harassment, inaccurate reporting, and failure to verify a debt with Rausch Sturm, you have the right to file a complaint against them. You will not be the first to file a complaint against them for your information. They have about 92 complaints filed with the (CFPB) AND 48 with (BBB).
If you are in the US and panic when you hear Rausch Sturm collectors’ names, worry no more. You probably worry about other people’s debt or old debt. Your credit score can go up again, as the steps above will help. A reliable credit repair company can help you Get Rausch Sturm off Your Credit Report at the comfort of your home. Hopefully, from the post, it’s now clear that you should make any communications with debt collectors via writing.